Guides

Short answer Choosing DNV insurance is a route-specific evidence check, not a brand decision. Start with the official checklist for your authority, then match those requirements against product evidence. Use the checker for the same snapshot date to see whether a product matches the documented requirements (Sources: BLS_ES_DNV_LONDON_2026, DE_D_VISA_HEALTH_INSURANCE_2026, TH_MFA_DTV_2026). Key findings at a glance Step Why it matters Identify the exact route Requirements vary by consulate and visa type Match requirement type Some routes reject travel insurance Verify coverage constraints Unlimited coverage or no deductibles can be required Use the checker snapshot Ensures evidence and product facts are aligned What the authority requires Different routes have different rules. Examples from current evidence: ...

Short answer VisaFact uses five statuses to summarize how product evidence matches official requirements: GREEN, YELLOW, RED, UNKNOWN, and NOT_REQUIRED. These statuses are evidence-first, meaning we only confirm what is explicitly documented by the authority and the product evidence (Sources: BLS_ES_DNV_LONDON_2026, DE_D_VISA_HEALTH_INSURANCE_2026, TH_MFA_DTV_2026, VFS_PT_E11_CHINA_2025, CR_DECREE_43619_2026). Key findings at a glance Status What it means Example GREEN All requirements verified Portugal E11 with clear travel insurance coverage types YELLOW Partial evidence Costa Rica DN with missing duration proof RED Evidence conflicts with a requirement Spain DNV vs coverage caps UNKNOWN Missing evidence Germany D visa with no statutory-equivalence proof NOT_REQUIRED No insurance requirement listed Thailand DTV Workcation What the authority requires Statuses are anchored to official authority requirements. Examples from current evidence: ...

Short answer VisaFact results are evidence-based. GREEN means all requirements are verified by evidence; RED means a requirement conflicts with evidence; UNKNOWN means evidence is missing; YELLOW means partial evidence; NOT_REQUIRED means the authority does not require insurance. Always read results alongside the snapshot date and the authority source (Sources: BLS_ES_DNV_LONDON_2026, VFS_PT_E11_CHINA_2025, TH_MFA_DTV_2026). Key findings at a glance Status Meaning What to do next GREEN Evidence confirms all requirements Keep the certificate for submission YELLOW Partial evidence Ask for missing clauses or documents RED Evidence conflicts with a requirement Choose a different policy or route UNKNOWN Evidence missing Request explicit proof from insurer NOT_REQUIRED Insurance not listed Keep optional proof if desired What the authority requires We only list requirements that are stated by the official authority for the route. For example: ...

Short answer EU Visa Code Article 15 requires travel medical insurance with minimum coverage of EUR 30,000, valid for the entire Schengen area and for the full stay or transit period, including repatriation and emergency care (Source: EU_VISA_CODE_ARTICLE_15_2026, Article 15; verified 2026-01-15). Some routes add stricter requirements, so always check the local checklist. Key findings at a glance Requirement EU Visa Code Article 15 Minimum coverage EUR 30,000 Coverage scope Entire Schengen area Coverage period Full stay or transit Required benefits Repatriation, urgent medical attention, emergency treatment, death What the authority requires Under EU Visa Code Article 15, applicants must have travel medical insurance that: ...