Short answer
New Zealand’s Fee Paying Student Visa requires, as a condition of the visa, that you have insurance for travel and any health care you need, from the start of your course until your visa expires (Source: NZ_STUDENT_INZ_2026, Immigration New Zealand; verified 2026-06-13). Immigration New Zealand states your education provider will tell you what the policy must cover and sets no fixed amount. The engine models two rules: insurance is mandatory, and it must cover the full visa period.
Key findings at a glance
| Item | Value |
|---|---|
| Route | New Zealand Fee Paying Student Visa |
| Authority | Immigration New Zealand (INZ) |
| Evidence verified | 2026-06-13 |
| Snapshot | 2026-06-13 |
| Modeled rules | Insurance mandatory; must cover from course start until visa expiry |
What the authority requires
- Insurance for travel and health care is a condition of the student visa. (Source:
NZ_STUDENT_INZ_2026; verified 2026-06-13) - The cover must run from the start of your course until your visa expires. (Source:
NZ_STUDENT_INZ_2026; verified 2026-06-13) - Your education provider determines what the policy must cover; INZ states no fixed amount. (Source:
NZ_STUDENT_INZ_2026)
Normalized requirements table:
| Requirement | Source URL | Locator | Verified date |
|---|---|---|---|
| Insurance is mandatory | https://www.immigration.govt.nz/visas/fee-paying-student-visa/ | Medical and travel insurance | 2026-06-13 |
| Covers from course start to visa expiry | https://www.immigration.govt.nz/visas/fee-paying-student-visa/ | Medical and travel insurance | 2026-06-13 |
Verified requirements (PASS/FAIL/UNKNOWN)
| Requirement | Status | Evidence |
|---|---|---|
| Insurance is mandatory | PASS | INZ Medical and travel insurance condition |
| Covers from course start to visa expiry | PASS for full-period policies; YELLOW for monthly subscriptions | INZ: “from the start of your course until your visa expires” |
| Minimum coverage amount | UNKNOWN | INZ sets none; provider-defined |
How we evaluate
The checker compares each modeled requirement against product evidence. Two rules are encoded from the INZ page: insurance is mandatory, and it must cover the full visa period. A monthly subscription that can lapse mid-stay does not assure full-period cover, so it is YELLOW; a policy covering the whole period is GREEN.
Immigration New Zealand delegates the specific coverage terms to your education provider and states no fixed amount, so the engine encodes no coverage figure, following the UNKNOWN > Wrong principle. Confirm your provider’s specific requirements before you buy. See /methodology/ for the full logic.
Proof package checklist
- A medical and travel insurance policy running from your course start to your visa expiry.
- Confirmation the policy meets your education provider’s stated requirements.
- A certificate showing the policy holder, policy number and coverage dates.
FAQ
Q: What is required?
A: Travel and health-care insurance from course start to visa expiry, as a visa condition (Source: NZ_STUDENT_INZ_2026; verified 2026-06-13).
Q: Is there a minimum amount? A: INZ sets none; your education provider defines the cover, so the engine encodes no figure.
Q: Why is a monthly subscription YELLOW? A: It can lapse before the visa expires, so it does not assure full-period cover; a full-period policy is GREEN.
Check in the engine
Use the compliance checker with the current snapshot for this route:
Open Compliance CheckerRelated reading
- New Zealand student visa requirements (route page)
- How to read compliance results
- How to choose DNV insurance
Where to find compliant insurance for the New Zealand student visa
The official condition is cover from course start to visa expiry, so a full-period policy is what to look for, alongside whatever your education provider specifies. In the current snapshot, most full-period products show GREEN, including Genki Traveler and Genki Native. SafetyWing Nomad Insurance shows YELLOW because it bills monthly and can lapse before the visa expires.
- Genki Traveler — paid link. We may earn a commission if you purchase through this link.
Affiliate disclosure: the Genki link above is an affiliate link; we may earn a commission at no extra cost to you, and it does not change the evidence-based compliance result. See affiliate disclosure.
Use the compliance checker to confirm the current GREEN products for this route before you buy.
Disclaimer + Affiliate disclosure
Not legal advice. Compliance results are evidence-based snapshots.
If an affiliate link is present, it appears only after results and does not change the compliance outcome. The Genki link above is a paid affiliate link.
Last updated: 2026-06-13
Evidence log
- Source: NZ_STUDENT_INZ_2026