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Short answer Japan’s Digital Nomad Visa (a Designated Activities status, valid up to six months) requires private insurance against death, injury or illness during the stay, with medical-treatment compensation of JPY 10 million or more. This is item (6) of the necessary documents on the Ministry of Foreign Affairs of Japan visa page (Source: JP_DNV_MOFA_2026, Necessary documents, Digital Nomad, item (6); verified 2026-06-08). Key findings at a glance Item Value Route Japan Digital Nomad Visa (Designated Activities) Authority Ministry of Foreign Affairs of Japan Evidence verified 2026-06-08 Snapshot 2026-06-08 Modeled rules Insurance mandatory; medical-treatment coverage of at least JPY 10 million What the authority requires Private insurance is mandatory for the visa. (Source: JP_DNV_MOFA_2026, item (6); verified 2026-06-08) The insurance must cover death, injury or illness during the stay in Japan. (Source: JP_DNV_MOFA_2026, item (6); verified 2026-06-08) Medical-treatment compensation must be JPY 10 million or more. (Source: JP_DNV_MOFA_2026, item (6); verified 2026-06-08) Normalized requirements table: ...

Short answer Spain’s Non-Lucrative Visa (NLV) requires public or private health insurance contracted with an insurance entity authorized to operate in Spain, valid for one year, covering the risks insured by Spain’s public health system with no deductible, no copayment, no waiting period, and no coverage limit. Travel insurance with medical assistance is explicitly not accepted (Source: ES_NLV_LA_EXTERIORES_2026, Required documents, item 8; verified 2026-06-08). Key findings at a glance Item Value Route Spain NLV (Consulate, Los Angeles) Authority Consulate General of Spain in Los Angeles Evidence verified 2026-06-08 Snapshot 2026-06-08 Modeled rules Mandatory; authorized in Spain; public-health-risk cover; comprehensive; unlimited; no deductible; no copayment; no waiting period; travel insurance not accepted What the authority requires Health insurance is mandatory for the visa. (Source: ES_NLV_LA_EXTERIORES_2026, item 8; verified 2026-06-08) The insurer must be authorized to operate in Spain. (Source: ES_NLV_LA_EXTERIORES_2026, item 8; verified 2026-06-08) The policy must cover the risks insured by Spain’s public health system. (Source: ES_NLV_LA_EXTERIORES_2026, item 8; verified 2026-06-08) Coverage must carry no deductible, no copayment, no waiting period, and no coverage limit. (Source: ES_NLV_LA_EXTERIORES_2026, item 8; verified 2026-06-08) Travel insurance with medical assistance coverage is not accepted. (Source: ES_NLV_LA_EXTERIORES_2026, item 8 note; verified 2026-06-08) Normalized requirements table: ...

Short answer Insurance requirements across Asia, the Middle East and the Pacific range from none at all to a documented amount or territory-specific cover. This hub links every route we track in the region (see the directory below) and works through Thailand in detail as an example: the official DTV Workcation requirements list does not include insurance among required documents, so the checker marks insurance as NOT_REQUIRED for that route (Source: TH_MFA_DTV_2026, locator: Complete requirements list for all DTV categories; verified 2026-01-12). For any route, the compliance checker shows the live, evidence-based status. ...

Short answer Europe does not have a single insurance standard for digital nomad and long-stay visas — requirements differ by country and authority, from “any-state travel insurance with repatriation” to “unlimited cover from an insurer authorized in the country”. This hub links every European route we track (see the directory below) and works through four of them in detail as examples: Spain DNV, Portugal E11, Germany Freelance (national D), and Malta Nomad Residence Permit (Sources: BLS_ES_DNV_LONDON_2026, VFS_PT_E11_CHINA_2025, DE_D_VISA_HEALTH_INSURANCE_2026, MT_RESIDENCY_FAQ_2026). For any route, the compliance checker shows the live, evidence-based status. ...

Short answer Insurance requirements across the Americas and Caribbean vary widely — from no insurance requirement, to a fixed minimum amount, to coverage that must be valid in the destination’s territory. This hub links every Americas route we track (see the directory below) and works through Costa Rica in detail as an example: Executive Decree 43619 requires health insurance with at least US $50,000 in medical coverage and coverage for the full authorized legal stay period (Source: CR_DECREE_43619_2026, locator: Article 9; verified 2026-01-12). For any route, the compliance checker shows the live, evidence-based status. ...

Short answer Spain’s Digital Nomad Visa (BLS London route) requires comprehensive health insurance from an insurer authorized to operate in Spain, with unlimited coverage and no deductibles, co-payments, or waiting period. The checklist also requires coverage of risks insured by Spain’s public health system (Source: BLS_ES_DNV_LONDON_2026, page 2, item 9; verified 2026-01-12). Key findings at a glance Item Value Route Spain DNV (Consulate via BLS London) Evidence verified 2026-01-12 Snapshot releases/2026-01-16 GREEN / RED / UNKNOWN 1 / 5 / 1 What the authority requires ...

Short answer Costa Rica’s Executive Decree 43619 requires health insurance for digital nomads with at least US $50,000 in medical coverage, and the policy must cover the entire authorized legal stay period (Source: CR_DECREE_43619_2026, locator: Article 9; verified 2026-01-12). This page summarizes the evidence and how the checker evaluates policies for the route. Key findings at a glance Item Value Route Costa Rica Digital Nomad Visa (Executive Decree 43619) Evidence verified 2026-01-12 Snapshot 2026-06-13 GREEN / YELLOW / UNKNOWN 2 / 1 / 4 What the authority requires Health insurance is mandatory for the digital nomad visa. (Source: CR_DECREE_43619_2026, locator: Article 9; verified 2026-01-12) Minimum medical coverage is US $50,000 for illnesses in Costa Rica. (Source: CR_DECREE_43619_2026, locator: Article 9 - Minimum Coverage Amount; verified 2026-01-12) The policy must cover the entire authorized legal stay period. (Source: CR_DECREE_43619_2026, locator: Article 9 - Coverage Duration; verified 2026-01-12) Normalized requirements table: ...

Short answer Germany’s Federal Foreign Office (UK) states that applicants for any category D visa must have health insurance cover commensurate with the minimum level of German statutory health insurance, and that travel insurance is not sufficient for any D visa application (Source: DE_D_VISA_HEALTH_INSURANCE_2026, locator: Health insurance requirements for national (category D) visas; verified 2026-01-15). This page summarizes the evidence for the Embassy London freelance route and shows how the checker evaluates products against those requirements. ...

Short answer Malta’s Nomad Residence Permit requires health insurance, and the official FAQ states that monthly payment policies are not acceptable; eligible policies have premiums covering a full year paid in advance (Source: MT_RESIDENCY_FAQ_2026, locator: FAQ - Are health insurance policies with monthly payments considered acceptable?; verified 2026-01-12). This page summarizes the evidence and how the checker evaluates policies against those requirements. Key findings at a glance Item Value Route Malta Nomad Residence Permit (Residency Malta Agency) Evidence verified 2026-01-12 Snapshot releases/2026-01-15 GREEN / RED / UNKNOWN 2 / 1 / 4 What the authority requires Health insurance is mandatory for the Nomad Residence Permit. (Source: MT_RESIDENCY_FAQ_2026, locator: FAQ - Health Insurance Requirements; verified 2026-01-12) Monthly payment policies are not acceptable; policies must be paid in advance for a full year. (Source: MT_RESIDENCY_FAQ_2026, locator: FAQ - Are health insurance policies with monthly payments considered acceptable?; verified 2026-01-12) A receipt for the full-year premium payment may be requested. (Source: MT_RESIDENCY_FAQ_2026, locator: FAQ - Are health insurance policies with monthly payments considered acceptable?; verified 2026-01-12) Normalized requirements table: ...

Short answer For the Portugal E11 Temporary Stay Visa (VFS China route), the checklist requires valid travel insurance covering necessary medical expenses, urgent medical assistance, and possible repatriation (Source: VFS_PT_E11_CHINA_2025, page 1, General Requirements; verified 2026-01-15). Key findings at a glance Item Value Route Portugal E11 (VFS Global China) Evidence verified 2026-01-15 Snapshot 2026-06-13 GREEN / RED / UNKNOWN 7 / 0 / 0 What the authority requires Valid travel insurance is required. (Source: VFS_PT_E11_CHINA_2025, locator: page 1, General Requirements; verified 2026-01-15) Coverage must include necessary medical expenses, urgent medical assistance, and possible repatriation. (Source: VFS_PT_E11_CHINA_2025, locator: page 1, General Requirements; verified 2026-01-15) Normalized requirements table: ...