Short answer
Portugal’s D7 visa (for people living from passive income, a residency visa) requires valid travel insurance covering necessary medical expenses, including urgent medical assistance and possible repatriation (Source: PT_D7_VISTOS_2026, Residency necessary documentation; verified 2026-06-09). The official documentation states the cover scope but no coverage amount, so the checker models that insurance is mandatory and must be valid for the visa, and leaves any figure UNKNOWN.
Key findings at a glance
| Item | Value |
|---|---|
| Route | Portugal D7 (passive income) residency visa |
| Authority | Ministry of Foreign Affairs of Portugal (Vistos) |
| Evidence verified | 2026-06-09 |
| Snapshot | 2026-06-09 |
| Modeled rules | Insurance mandatory; policy must be valid for the visa period |
What the authority requires
- Valid travel insurance is mandatory, covering necessary medical expenses including urgent medical assistance and possible repatriation. (Source:
PT_D7_VISTOS_2026, Residency, General Documentation; verified 2026-06-09) - The insurance must be valid for the visa. (Source:
PT_D7_VISTOS_2026; verified 2026-06-09) - The official documentation states no coverage amount and no insurer-authorization rule, so those stay UNKNOWN. The requirement may be waived where a bilateral agreement on medical assistance applies (for example Brazil PB4, UK S1).
Normalized requirements table:
| Requirement | Source URL | Locator | Verified date |
|---|---|---|---|
| Insurance is mandatory | https://vistos.mne.gov.pt/en/national-visas/necessary-documentation/residency | Residency, General Documentation | 2026-06-09 |
| Policy must be valid for the visa period | https://vistos.mne.gov.pt/en/national-visas/necessary-documentation/residency | Residency, General Documentation | 2026-06-09 |
Verified requirements (PASS/FAIL/UNKNOWN)
| Requirement | Status | Evidence |
|---|---|---|
| Insurance is mandatory | PASS | MFA residency necessary-documentation list |
| Policy must be valid for the visa period | PASS for full-period policies; YELLOW for monthly subscriptions | MFA: valid travel insurance for the residency visa |
| Minimum coverage amount | UNKNOWN | Not stated on the official documentation |
How we evaluate
The checker compares each modeled requirement against product evidence. Two rules are encoded from the residency necessary-documentation page, which applies to all residency visas including the D7 (people living from passive income): insurance is mandatory, and it must be valid for the visa. A monthly subscription that can be cancelled mid-stay does not assure cover for the full period, so it is YELLOW; a policy covering the whole period is GREEN. The page states no amount, so the EUR 30,000 figure quoted by third parties is not used. See /methodology/ for the full logic and the UNKNOWN > Wrong principle.
Proof package checklist
- Valid travel insurance covering necessary medical expenses, urgent medical assistance and repatriation, valid for the visa (not a month-to-month subscription that can lapse).
- Documentation aligned with the Ministry of Foreign Affairs residency necessary-documentation list.
- Where a bilateral medical-assistance agreement applies (e.g. Brazil PB4, UK S1), confirmation of eligibility.
Common rejection traps
- A monthly subscription that can be cancelled before the visa period ends.
- Relying on the secondary-source 30,000 EUR figure: the official list states the cover scope, not an amount.
- Insurance that does not cover urgent medical assistance or repatriation.
FAQ
Q: What insurance is required?
A: Valid travel insurance covering necessary medical expenses, urgent medical assistance and repatriation, valid for the visa (Source: PT_D7_VISTOS_2026; verified 2026-06-09).
Q: Is a coverage amount stated? A: No. The official documentation states the scope, not an amount.
Q: Why is a monthly subscription YELLOW? A: It can lapse before the visa ends, so it does not assure full-period cover; a full-period policy is GREEN.
Check in the engine
Use the compliance checker with the current snapshot for this route:
Open Compliance CheckerRelated reading
- Portugal D7 visa requirements (route page)
- Portugal remote-work visa insurance requirements
- Digital nomad insurance in Europe
Where to find compliant insurance for the Portugal D7 visa
The official requirement is valid travel insurance covering medical expenses and repatriation, valid for the visa, so a full-period policy is what to look for. In the current snapshot, Genki Native shows GREEN: it is an international health policy with global coverage that includes Portugal and a full term rather than a cancellable monthly subscription. SafetyWing Nomad Insurance shows YELLOW because it bills monthly and can lapse before the visa period ends.
- Genki Native — paid link. We may earn a commission if you purchase through this link.
- Feather Expat Health Insurance (Portugal) — a full-term expat health policy covering medical expenses and repatriation, accepted as proof for the visa and AIMA; shows GREEN for this route in the checker. Paid link; we may earn a commission if you purchase through it.
Affiliate disclosure: the Genki and Feather links above are affiliate links; we may earn a commission at no extra cost to you, and it does not change the evidence-based compliance result. See affiliate disclosure.
Use the compliance checker to confirm the current GREEN products for this route before you buy.
Disclaimer + Affiliate disclosure
Not legal advice. Compliance results are evidence-based snapshots.
If an affiliate link is present, it appears only after results and does not change the compliance outcome. The Genki link above is a paid affiliate link.
Last updated: 2026-06-09
Evidence log
- Source: PT_D7_VISTOS_2026