Finland Residence Permit for Studies
Route: Student residence permit, studies under two years (Migri)
Authority: Finnish Immigration Service (Migri)
Last Verified: 2026-06-15
Requirements
| Requirement | Operator | Value | Evidence |
|---|---|---|---|
insurance.mandatory | == | Yes | Students must have insurance: “In order to get a residence permit, you must take out private insurance that wil…” (source) |
insurance.min_coverage | >= | 120000 | What kind of insurance do I need?, amount by duration: “If your studies take less than two years, your insurance must cover medical expe…” (source) |
insurance.must_cover_full_period | == | Yes | What kind of insurance do I need?: “If you stay in Finland for less than year, your insurance must be valid througho…” (source) |
Source Documents
- FI_STUDY_MIGRI_2026: Local copy | Original | Retrieved: 2026-06-15
Related reading
- Finland study residence insurance requirements
- Digital nomad insurance in Europe
- How to read compliance results
What the authority requires
The points below are taken directly from the official source for the Finland Residence Permit for Studies (Student residence permit, studies under two years (Migri)) route. Each one is recorded with a source identifier and a locator so it can be traced back to the original document. Where the source is silent on a point, the engine records UNKNOWN instead of inferring an answer.
- The authority requires that insurance is mandatory.
- The authority requires that the medical coverage meets the stated minimum of at least 120000.
- The authority requires that the policy covers the full authorized stay.
How we evaluate
Every requirement is compared against the documented specification of each insurance product using an automated rule engine. A product is marked GREEN for a requirement only when product evidence explicitly satisfies it; a conflict produces RED; and absent evidence produces UNKNOWN rather than a guess. The route status is the combination of its per-requirement outcomes.
- Rule
insurance.mandatory == YesGREEN on a match, RED on a conflict, UNKNOWN if unproven. - Rule
insurance.min_coverage >= 120000GREEN at or above the threshold, RED below it, UNKNOWN if unstated. - Rule
insurance.must_cover_full_period == YesGREEN on a match, RED on a conflict, UNKNOWN if unproven.
How each compliance status is decided for this route
GREEN means every recorded requirement is satisfied by product evidence. RED means at least one requirement is contradicted by the product evidence. YELLOW means the evidence is partial: some requirements are met while others lack full proof. UNKNOWN means a requirement exists but the product evidence does not address it, so no claim is made. NOT_REQUIRED means the authority does not impose an insurance requirement for the route, which is itself an evidence-based finding drawn from the official document. A GREEN result reflects the evidence on the snapshot date and is not an assurance of a visa outcome, which always rests with the issuing authority.
Reading the evidence and snapshots
Each requirement above links to a primary source through a source identifier and a locator (for example a page number, article, or section). The underlying documents are listed under Source Documents and are stored alongside this dataset so the wording can be checked directly. Results are tied to a dated snapshot (2026-06-20): a deep link to a past snapshot returns the same verdict even if the authority later changes its rules, which keeps every decision reproducible and auditable.
Proof package checklist
Before applying for this route, prepare the following so the policy can be checked against each requirement:
- A policy certificate that states the coverage limits, any deductible or co-payment, and the covered period.
- Written confirmation of the insurer’s status where the route requires authorization in a specific country.
- Documentation that the coverage spans the full authorized stay rather than a partial term.
- The official source wording for the route, so each clause can be matched to the requirements above.
Common questions
What insurance does a Finnish study residence permit require?
The Finnish Immigration Service requires private insurance covering medical and drug expenses, valid throughout your entire stay. For studies under two years the insurance must cover medical expenses up to EUR 120,000.
Why does the amount depend on study length?
Migri requires up to EUR 120,000 for studies under two years and up to EUR 40,000 for studies of at least two years. This route models the under-two-years threshold; the post discloses the longer-studies figure.
Why is SafetyWing YELLOW?
The insurance must be valid throughout your entire stay. A month-to-month subscription that can lapse does not assure that, so it is YELLOW; full-period policies meeting the EUR 120,000 threshold are GREEN.
Check in the engine
Run a specific product against this route in the compliance checker: Open Checker. The checker shows the per-requirement outcome and the evidence behind each one.
Disclaimer
This page is not legal advice. VisaFact provides evidence-based compliance checking only, and final visa decisions are made by government authorities. A GREEN result reflects documented evidence on the snapshot date; it does not ensure that a visa application will succeed. Always confirm the current requirements with the issuing authority before submitting an application.
Affiliate disclosure
If affiliate links appear on related pages, they are shown only after the compliance result and never change the evaluation, which is generated independently from the official evidence.
Evidence log
Each entry pairs a requirement with the source identifier and locator it was drawn from:
insurance.mandatory<- FI_STUDY_MIGRI_2026 (Students must have insurance): “In order to get a residence permit, you must take out private insurance that will cover your medical”insurance.min_coverage<- FI_STUDY_MIGRI_2026 (What kind of insurance do I need?, amount by duration): “If your studies take less than two years, your insurance must cover medical expenses up to EUR 120,0”insurance.must_cover_full_period<- FI_STUDY_MIGRI_2026 (What kind of insurance do I need?): “If you stay in Finland for less than year, your insurance must be valid throughout your entire stay "